Get customized coverage for damage to your yacht and liability needs unique to large boats. If your lender does issue you a 1098, the interest paid appears in box 1. You can use funds from your home equity loan to buy a boat, then deduct the interest, even if the boat doesn't have the facilities to qualify as a second home. Those in search of a sailboat for living aboard will find the Jeanneau Sun Odyssey 349 of interest, as this boat can be bought new in the neighborhood of $200K or used in the $150,000 to $200,000 range. Here is a beautiful 1984 Ocean Yacht 46 Sunbridge. While the price for a marina slip depends on location, season, and length of the boat, liveaboard slips cost significantly more due to the greater demand for facilities, and the limited amount of liveaboard slips available. Re: Boat Financing Help For Liveaboard You might try looking at credit unions rather than boat specific lenders. 74%. 3131Trident Funding is one of the largest and most experienced financing companies in the US, specializing in Boat, Yacht, RV & Aircraft Loans. These liveaboard boats are the most popular options today. Credit Report. The Islander 36 is a well-rounded liveaboard sailboat which also has impressive cruising capabilities. We work with the top boat loan and RV lenders nationwide to find you the loan that. Because a liveaboard boat represents a dwelling and a pleasure craft, you’ll need a boat insurance policy that can do double duty. View Greenline 33 boats for sale on Boat Trader. . Our loan application will take 5-10 minutes to complete. LIVEABOARD BOATS FOR SALE. The lender features low rates, flexible loan amounts, and widespread availability, making it a great choice for borrowers with good credit looking to purchase a boat. Yes, you can live on a houseboat in a marina if a few conditions are met. With a Seacoast Boat & Yacht Loan, you can access financing fast and enjoy the benefits of competitive boat loan rates in Florida. This includes 487 new vessels and 219 used boats, available from both individual owners selling their own boats and professional dealers who can often offer boat financing and extended boat warranties. One of the most important factors to consider when deciding to live on a boat in Florida is the marina. We present various examples of interesting photos to support your adventure in the sea. Keep winter clothes in off-boat storage and your business. 5 out of 5 Overall No min credit score Unsecured loan. At a minimum, you’ll need to know roughly how much you want to borrow, the type of boat you plan to buy and whether you want to buy new or used. One charged a monthly rate of $9. The first 100 dollars of electrical is included per month with additional fees when over $100 per month. )Whether planning your first liveaboard dive trip or you’re a seasoned pro, you should check out our liveaboard packing list to make sure you don’t forget anything. If you're looking for a used live aboard boat or yacht for sale, let the team at United help you find the right vessel. Find houseboats for sale in Minnesota, including boat prices, photos, and more. Minimum loan amounts can start anywhere from $500 to $50,000 or more, depending on the lender. We search our panel of lenders to help find a loan for you at suitable interest rates. Harbor, a. available from both individual owners selling their own boats and experienced dealers who can often offer boat financing and extended boat warranties. Before we talk about the right live-aboard power or sailboat, we need to talk about boat slips. The most popular boat types for sale. As far as houseboats go, you will need to consider some additional costs, such as moorage payments, mechanical upkeep, gasoline expenses, and even sewage pumping. Whether you’re financing a $25,000 Tracker bass boat or. Red Wing, MN 55066 | Private Seller. You have a few loan options, including traditional bank loans, credit unions, online lenders, and marine loan specialists. There are currently 337 boats for sale in Corpus Christi listed on Boat Trader. Several lenders told us to make sure not to mention if you plan to live aboard, and they make sure they do not ask. When financing a liveaboard boat, there are several other factors you should consider. Sell My Boat My Searches My WatchList SignIn. 1. Deducting your mortgage interest is considered an itemized deduction on your Form Schedule A. View Details. Fixed contracts with no pre-payment penaltiesSpecifications: LOA: 33’ Beam: 11’ 5” Draft: 2’7” Fuel: 132 gallons Water: 79 gallons. Sailboat, trawler, houseboat, motoryacht, fishing boat, all have single people, couples, and families choosing to live aboard a boat. If you are living on the boat in Florida for more than 90 days and the boat is in Florida for more than 90 days you will need to "register" the boat with Florida and pay the appropriate sales tax or a "use" tax. Designed for individuals to purchase expensive, high-quality crafts. Yes. The most popular boat classes for sale in Virginia Beach today are Center Console, Runabout, Saltwater Fishing, Cruisers and Motor. Boat loans with regular banks: a good option to finance a small yacht. The model is available in several arrangements, including two- or three-cabin layouts with a single head, and deep. I feel like this is going to be challenging from many points of view (financing, insurance, find a slip) and I'm starting. Home All Articles Recommended Tackle Top Questions Newbie Info Share Dignifying Sailboat Registration Find Yacht Floating Keychain Sailing Shirt Store About UsLook for a marina with "live-aboard rights". First, you’ll look for a boat that meets your needs and fits your budget and then you fill out an application. Loans up to $5 million. 1416 posts · Joined 2007. Yachts and boats over $150,000. Possible help financing or partnership? Feel free to call me anytime for anything at 610-821-1494. 3131 | UNITED YACHT BROKER FORUM. Please call our main office at 1-772-463-3131 and we can connect you with a liveaboard specialist that can help you determine what the right boat is for you. They were among the first, perhaps the first, major government agency to make all publications availableSo whether you need £5,000 for a jet ski, a sailing dinghy for £15,000 or £100,000 for a motor cruiser, you can either make an application online and one of our advisors will contact you within 60 minutes to discuss your marine finance requirements or alternatively telephone us on 0800 066 2882 to ask any questions you may have. 14 Conclusion 2. My boat is 38' long, and for one or two people would be a comfortable, if modest, liveaboard. With over 200 professional yacht brokers worldwide, United Yacht Sales can assist you with navigating through all of the liveboard boats for sale listed on the brokerage market. Timeline. The most popular types of boats for sale in Norfolk at present are Center Console, Flats. Trident Funding. . There are now 4,590 boats for sale in California listed on Boat Trader. Tragic but true and it will hit world wide,. The marina’s quality in terms of its security amenities and services (and the people and boats) plays a role in pricing. It's rich in biodiversity, a great place for fishing, a haven for birding and a. A quick classifieds scan for a cheap yacht reveals bargains to be had. Even if you are not strictly eligible for a boat loan due to a bad credit score or the fact that your boat is. Loan Payment Example: New boat loan of $20,000 for three years at 5. D = Desired monthly payment-N = -12*Loan term. 7 best liveaboard boats. Sell My Boat My Searches My WatchList SignIn. They can be seen as the penthouse of liveaboard boats and offer above-water living spaces. But what exactly is a liveaboard? A liveaboard is a boat that offers guests the opportunity to stay and live without getting the hassle of the expensive per night rate of a cruise or a day trip of a boat. 94% for live-aboard boats. Visit greenlinehybridusa. We got a loan on our almost 40 year old boat through Key Bank, although that was a couple years ago and things change. Those in search of a sailboat for living aboard will find the Jeanneau Sun Odyssey 349 of interest, as this boat can be bought new in the neighborhood of $200K or used in the $150,000 to $200,000 range. 59% to 3. 13 6. This includes 56 new watercraft and 164 used boats, available from both private sellers and well-qualified boat dealerships who can often offer various boat warranty packages along with boat loans and financing options. 20% on boat loans over $500,000. Krogen 48. Whether you're looking for a new boat insurance policy or just to save money, we can help you get started with a free boat insurance quote. Virginia area. Sailors spend a lot on some of these things. The ONE piece of advice you should follow when buying a boat to liveaboard is TO DO YOUR RESEARCH. Financing; United Headquarters 110 SW Atlanta Avenue, Stuart, Florida 34994 v: 772. If you own a boat and wish to use it in the state, it is important to register it with the Kansas Department of Wildlife, Parks, and. 94% for live-aboard boats. Re: Liveaboard and Tax Writeoff. Sometimes I take extended stays on board (like months), but I never "live aboard". Welcome to A-12 Bonefish Marina Slip at 97 Coco Plum Drive! This live-aboard slip is 15. Generally, if you borrow a large amount, your loan term will be longer. Here are the steps I would follow after making the decision to live aboard: 1. This includes 13 new vessels and 21 used boats, available from both individual owners selling their own boats and experienced boat dealerships who can often offer various boat warranty packages along with boat loans and financing options. As nice as the boat was, it certainly wasn’t worth $250,000 by any means and no bank would give a loan for over $150,000 on it. How long you can finance your boat with My Financing USA depends on your loan size: 10 years: You can finance a boat loan of $10,000 to $19,000 for up to 10 years. On a $100,000 boat, the lease payment might be $1,000, so you put down $2,000 instead of $20,000 at the start. In Massachusetts, we have a 5 percent sales tax, so. *Estimated APR, or Annual Percentage Rate, is the annual cost of the loan, which includes other charges and fees. The boat loan is a type of financing agreement between two parties (borrower and lender) meant to finance the borrower to purchase a boat. The company doesnt require a minimum boat loan amount and typically will finance boats up to $4 million. Toggle navigation. The interest rate on a boat loan is based on the age of the boat, the total amount financed, your. Find new and used boats for sale in Florida by owner, including boat prices, photos, and more. This River Pod 35 is currently used as a permanent liveaboard with mains electric and water connected. These “live aboards” can be found all over the world, living in. Boat as a Business. New and Used boats for sale. Payment Example per $1,000 borrowed. These boat. One thing about boats (versus homes), is it is rare that you ever get back what you put into it. Liveaboard primer, financing a boat, boat year and make advice etc. If you're buying a higher-end watercraft and need a. 5 X 40. 29% to 9. Available in all 50 states. There are many marinas throughout the state that offer different amenities and services. Selene 47. This includes 4,011 new vessels and 1,656 used boats, available from both private sellers and experienced dealers who can often offer vessel warranties and boat financing information. Learn where to find boat loans. This includes 3 new vessels and 12 used boats, available from both private sellers and experienced boat dealers who can often offer various boat warranty packages along with boat loans and financing options. Perhaps you could move the money into an offshore trust and have I am being told that Liveaboard Boats loans are now impossible - Page 8 - Cruisers & Sailing ForumsDennis- While I would agree with you in some circumstances, the IRS sometimes does very well. It’s about $900 per month for expenses including moorage, liveaboard fees and a boat mortgage. Boat insurance helps you protect your boat or personal watercraft (PWC) investment. The length of most Belize liveaboard dive trips are 8 days / 7. Typically, narrow boat finance is available for up to 80% of the cost of a new narrowboat and 75% of the cost of a used narrow boat. Plus, our boat loan calculator can help you plan your purchase by estimating monthly payments. Marine lenders may fund the purchase of an older, high quality boat but not an older mid-range or lower quality boat. Willmore said he hasn't seen a dramatic uptick in the liveaboard lifestyle, "but it's definitely back on the upswing. Watch all the videos, read all the blogs possible detailing the process of purchasing and registering your liveaboard vessel. 3. Very competitive interest rates. Loan amounts available: $10,000 and up for new and used boats, $25,000 and up for live-aboard boats. 25 percent, in most counties. Boat Loans: Best Ways To Finance A Boat. Sorry to be a bummer. LightStream issues boat loans from $5,000 up to $100,000 for qualified borrowers. S. For those seeking to get away from it all, owning a boat can offer a relaxing and enjoyable holiday. $30,000 minimum amount financed for over 84 months. Term APR* as low as. . ] aboard a boat” thanks to 95,471 of miles of coastlines (including Hawaii and Alaska), plenty of rivers. To qualify, you must become a. Manija F. securing a boat loan comes with certain stipulations you’ll need to fulfill. It has a 350 hp gas engine with a cruising speed of 13-14 knots and a 22-knot top speed. She is also equipped with a Lehman engine that has 1,970 hours. Living on a boat full time is both an incredibly rewarding and challenging experience. read more. For example, I have a boat loan with Transportation Federal Credit Union, who it looks like has rates as low as 2. The first, personal loans, can either be secured or unsecured. A sample itinerary for a four-day-three-night liveaboard boat trip from Labuan Bajo to Komodo National Park might include: Day 1. However, unless it's a newly offered “fast trawler", they normally travel fairly slowly (10 knots or less). Minimum loan amounts can start anywhere from $500 to $50,000 or more, depending on the lender. 95% APR will have a monthly payment of $611. In short, there are places a wide beam. Our full-service marina in Tavernier is aptly named. Find your boat at Boat Trader!The most popular types of boats for sale in Georgia currently are Pontoon, Bass, Ski and Wakeboard, Center Console and Bowrider boats, while the most common boat brands available are Tracker, Sun Tracker, Lowe, Ranger and Starcraft. Even more if one figures the area against total "living space. June 15, 2022. They specialize in Marine and RV Financing. U. Boat loans are the same as car loans, except that they usually require a bigger down payment. Our full-service marina in Tavernier is aptly named. This includes 257 new watercraft and 80 used boats, available from both private sellers and experienced dealers who can often offer boat financing and extended boat warranties. A typical narrowboat is 6ft 10in wide, and it’s constructed to this dimension in order to access virtually all of the British canal system. Loans of £5,000 – £100,000. and all over the world by narrowing your search by manufacturer, length, price, or year. Boats in Key West. 15% on boat loans over $100,000. One of the custom trawlers that occasionally come on. Agree and Continue →. We are receiving mixed messages about insurance shopping, with some people saying that we must disclose that it will be a liveaboard, and others saying not to tell and call it a recreational boat. Financing. We work with self-employed borrowers who have a tough time proving income. Electric Heaters. In a lot probably most instances you need a house or something to get a boat loan. 5. Jeanneau Sun Odyssey 349. 8:00am to 8:30pm Monday to SundayFind live aboard live aboard in Canada - Buy, Sell & Save with Canada's #1 Local Classifieds. Locate boat dealers and find your boat at Boat Trader!Raja Ampat liveaboard boat tours are one of the best ways to see as much of Raja Ampat as possible in a short amount of time. US $291/mo. Type. We offer loans for powerboats, sailboats, multi-hull boats, pontoons, and even personal watercrafts. Get a personal loan from your bank If you have good credit, a personal loan may make a lot of sense. 25 percent. Basically a liveaboard fee. Sometimes I take extended stays on board (like months), but I never "live aboard". With that in mind, we estimate that the average semi-experienced liveaboard sailboat owner will pay between $200 and $500 per year. When it comes to flat rates, the North Carolina sales tax on boats is 3 percent but capped at $1,500, and in New Jersey it’s 3. Some of the best liveaboard boats under $100K that I’ve had the. 49%* with AutoPay & Excellent Credit Minimum credit score: None, but good credit recommended Loan terms (range): 24 to 144 months* Get a Quote Why We Chose It For. Boat loans are available through a variety of banks, credit unions, and marine lenders, each with their own process and stipulations. This includes 120 new vessels and 48 used boats, available from both private sellers and well-qualified boat dealers who can often offer boat financing and extended boat warranties. Price: £182,950. Approvals are good for 6 months. Liveaboard Marina Amenities. Call Intercoastal Financial group and ask for Calder McNab. Loan applications are processed within 24 hours and funding generally takes three to five business days. I want a loan for 1000 but I have a poor credit rating, I came across Vanquis loans, Borrow 1000 and pay it back at 99 a month, The. New and Used boats for sale. 3125 percent, but in Florida it’s 6 percent, and in Texas it’s 6. Liveaboard boats are for rent on rental platforms like AirBnb, Vrbo, and Live Aboard. The Loan payment protection program (LPP) provides financial assistance during times of hardship. The loan amount you want will determine how long you will repay the loan. Get the boat ready for life aboard, not just a weekend in the islands. However, it's crucial to evaluate the pro furthermore cons to see if ampere loan is the right option for you. They made it their full time home and cruised extensively. This is a true live aboard vessel because you can live aboard as a permemant resident. Find your boat at Boat Trader!Find 3,755 boats for sale in New York, including boat prices, photos, and more. Sailboat, trawler, houseboat, motoryacht, fishing boat, all have single people, couples, and families choosing to live aboard a boat. This is the length of the loan and the time period you have to pay off the loan. Provides minimum monthly [credit card] payments in case of involuntary job loss, disability or loss of life. A boat loan from a specialty lender, private lender, or big bank allows you to make this large purchase, often by transferring the money directly to the dealer, although some lenders do offer direct. Save Cash on Every Fill-Up. Renowned sites including Raja Ampat and Komodo in Indonesia, Fuvahmulah in the Maldives, and the isolated outposts of Socorro in Mexico. 2. Boat loans are typically secured loans, meaning that the boat serves as collateral for the loan, which can help lower the interest rate on the loan. 29% to 9. A full-time cruising boat, typically a sailboat or a trawler, because they’re more fuel-efficient, is equipped for distance and power. 3. With over 250 yacht brokers worldwide, United has the largest network of yacht buyers and sellers in the world. S. Cruising yacht: Live-aboard yacht suitable for long-distance travel, but doesn’t require a crew. Complicated boat systems need specialized maintenance, the space is much smaller than your typical apartment, and you have to get very creative with storage. Financing; United Headquarters 110 SW Atlanta Avenue, Stuart, Florida 34994 v: 772. Starting interest rate: 7. A “liveaboard” is a scuba diving trip where you’ll on the boat the whole time—hence the name “liveaboard. Once you’ve qualified, use funds how you like, whether you’re planning to buy a new or used watercraft, fix up a. Both my bank and credit union do this - as a boat loan. Use our Boat Loan Calculator to determine a monthly payment that’s right for you, then fill out an Online Loan Application for our lending partner to underwrite. Built: 2019. Find boats for sale in Virginia. One of the DeFever pilothouse trawlers. Yacht loans for credit-challenged and other situations provided by Private Yacht Finance. Calculate. 15 Share this: 2. On average, boaters who live aboard pay between $1,500-$3,500 per month. The most popular types of boats for sale in South Carolina at present are Pontoon, Center Console, Bowrider, Bass and other boats, while the most common boat. If you own a boat and wish to use it in the state, it is important to register it with the Kansas Department of Wildlife, Parks, and. Bank of the West is super flexible on loan amounts, starting at just $10,000 for new and used boats and $25,000 for live-aboard boats. There are presently 706 boats for sale in Colorado listed on Boat Trader. Please use the ï¬ gures as a guide and our team will endeavor to provide the best. It offers personal loans ranging from $600 to $50,000 and has competitive rates. Pricing: Base Price: $255,000. you’re not going to need anything more than a 3-mil for liveaboard diving because most boats operate in the tropics. 1. But don’t discount the costs associated with purchasing and maintaining a boat. com for more information. Higher-end boat loans from $25,000 to $50,000,000. Get a Quote Now. We offer Used & New boat loans with interest rates that can begin as low as 7. In this article, I’ll go in-depth on the different. Best Liveaboard Boats Under 100K. Payments on boat loans; You might also want to factor in some money for an emergency fund, as well as a few hundred dollars per year set aside to cover unexpected costs, such as replacing a stolen. Liveaboard boat loans - Find interesting information around liveboard with various facilities here. For example, if your home is worth $300,000 and you owe $200,000 on your. Written by: Heather Francis on August 4, 2021. A boat qualifies as a second home for a boat loan tax deduction if it includes: a sleeping berth. This boat loan calculator will help you determine the monthly payments on your boat loan. It offers loans for new and used boats for recreational purposes only it does not offer live-aboard boat loans. com is a lending platform that works with 20 banks to offer boat loans as large as $30,000,000. Complete our boat loan application online and get a free quote today!Hello! I'd like to add to this thread as we ended up finding a solution and we're in a similar situation to the original poster (good credit but own no property and have no history of property-sized4. com offers a wide variety of vessels in Australia, from modern purpose built dive boats to sleek, fast catamarans. Rates starting at a low 5% and terms as long as 20 years set boat loans apart from your typical personal loan. The main motivations that lead people to live aboard a boat in London are affordability, the alternative lifestyle, and the sense of being closer to nature. There are currently 79 boats for sale in Daytona Beach listed on Boat Trader. Pickup in Labuan Bajo at 9:30 AM. 24 hours a day, 7 days a week. $127,500. A boat loan is an installment product that is utilized to purchase a new or used boat of some kind, or refinance a loan on an existing boat. The marina’s quality in terms of its security amenities and. Visit and research potential marinas paying attention to services available year round. There are a number of specialist suppliers of finance for the marine market. Unforgettable liveaboard diving adventures start on LiveAboard. 99% APR Get Details Best for Same-Day Funding LightStream 4. The most popular types of boats for sale in Virginia at present are Center Console, Pontoon, Bass, Bowrider and Cruisers boats, while the most common boat brands available are Ranger, Tracker, Sea Ray, Sun Tracker and Yamaha Boats. In severe storms, you can protect your boats using our dry storage. Financing for a houseboat is generally trickier. If you have shore electricity, you can use all-electric or a combination of mains power and onboard heating. Many types of boats for sale could be classed as a liveaboard boat. A Chesapeake Bay marina in Hampton, Virginia takes the boat's overall length and. How much does fuel cost for a liveaboard boat? Obviously, sailboats will use very little to no gas, so this is directed towards people interested in living on a motorboat. Liveaboard dive boats are specially designed or adapted to accommodate divers and all their equipment and feature a diving platform or deck where divers can kit up. In Santa Barbara Harbor, boat slip permits are in high demand and t he process of finding the right slip can be confusing. Pre-pay or pay off your loan at any time without a. The liveaboard Sea Explorer's mission is to make the guest forget that they are on a boat, by offering the best there is in diving and spare-time activities. 1984 Fortier 26. The most popular kinds of boats for sale in Corpus Christi today are Bay, Center Console. Liveaboard vessels are becoming a real trend worldwide with many customers taking advantage of the affordability, the lifestyle and the freedom they offer. I "financed" my boat by buying a house in fairly run down condition in a neighbourhood that was just starting to become trendy. Watch out for: Credit score requirements. U. (Not all lenders offer a live-aboard program. 59% to 3. Long Island, New York. We work with self-employed borrowers who have a tough time proving income. Denison, TX 75020 | Grandpappy Point MarinaEvery boat is different and living on a boat can be an extremely economical way to live in an expensive city. NEW BOATS (2022 – 2023). See your estimated insurance quote while buying your boat on Boatzon. Only a small percentage of boat owners choose to make their boat a full-time home. Fast, no-hassle loan processing. That applies to boat loans. The most popular types of boats for sale in New Orleans right. We search our panel of lenders to help find a loan for you at suitable interest rates. 1. # 3. Warren, RI 02885 | Private Seller. Liveaboard sailboats loans permits you to live out your dream out living aboard. The length of a liveaboard can be anywhere from three days to two weeks, with an average duration of seven days. You can also keep financed boats during a Chapter 13 case. your best bet is to try and get a nonsecured loan of any type and use the fund to by the boat. Find used boats for sale between $200,000 and $300,000 with United Yacht Sales from brands like Bertram ,Hatteras, Sea Ray, Viking, Carver and others. If you own or rent now, they may not lend to you based on the calculation that you cannot afford rent or mortgage plus a boat payment. No income verification required on loans under $100k and up to $124,999 (Boat must be 2019 or newer) Start Online Application. Offering the best selection of boats to choose from. An enclosed shower and head make it a pleasant boat to live on. Rate is good for 45 days. Unfortunately we cannot offer finance for residential, liveaboard or narrow boats. nice feeling! I am being told that Liveaboard Boats loans are now impossible - Page 3 - Cruisers & Sailing Forums PortalYACHT LOANS UP. The best rates tend to go to expensive, new vessels — though you can still find a good deal if you have a credit score over 670 and can afford a down payment of at least 20%. Request Info. ) 3. Simply enter the loan amount, term and interest rate in the fields below. The price of the boat: The size of the loan requested follows the price. S. . Ask for financing through TD Auto Finance when you're ready to purchase. 49%* with AutoPay & Excellent Credit Minimum credit score: None, but good credit recommended Loan terms (range): 24 to 144 months* Get a Quote Why We Chose It For. Boatloan. So: are you ready to sell the house and begin your life as a live-aboard? These yachts would all be a great home sweet home. The layout of the Catalina 30 also featured a dinette, which serves as an excellent chart table or workspace as well. Buy down to a 580-credit score* Loans up to $200,000 . The most popular boat classes for sale in North Carolina today are Center Console, Pontoon, Bass, Bay and Bowrider boats, while the most common boat brands. Re: Financing a liveaboard? Many people say, don't say live aboard. Bank of the West. There are currently 2,346 boats for sale in Illinois listed on Boat Trader. Boat loans up to 10 million. If you’re looking to take out a used boat loan, PenFed could be a solid option. Live aboard – no problem. 99% for both new and used purchases, and 3. This can then be used to pay for the boat, or anything else you might need. Find boats for sale near you by owner, including boat prices, photos, and more. . The Carver 4207 is one of the best-selling motor yachts in her class from the 80s. Anchored Pacific Seacraft Flicka. Popular Liveaboard. $450 - boat payment $55 - bottom cleaning $70 - phone $400 - student loans $322 - car payment $150 - car insurance (two cars) $120 - gas for car $500-1300 - boat. Find 516 boats for sale in Sacramento, including boat prices, photos, and more. The average monthly loan payment for a used liveaboard boat is $500-$4,000. Should I obtain pre-approval for a loan prior to utilizing a liveaboard boat loan calculator? 2.